Understanding a Collision Repair estimate:

Many people are confused when looking at a Collision repair estimate or a Collision repair quote as it is not a general guide but a detailed list of procedures.


THE FOLLOWING IS A LIST OF ABBREVIATIONS OR SYMBOLS THAT MAY BE USED TO DESCRIBE WORK TO BE DONE OR PARTS TO BE REPAIRED OR REPLACED:

MOTOR ABBREVIATIONS/SYMBOLS:

D = DISCONTINUED PART
A = APPROXIMATE PRICE LABOR TYPES:
B = BODY LABOR
D = DIAGNOSTIC
E = ELECTRICAL
F = FRAME
G = GLASS
M = MECHANICAL
P = PAINT LABOR
S = STRUCTURAL
T = TAXED MISCELLANEOUS
X = NON TAXED MISCELLANEOUS PATHWAYS:
ADJ = ADJACENT
ALGN = ALIGN
A/M = AFTERMARKET
BLND = BLEND
CAPA = CERTIFIED AUTOMOTIVE PARTS ASSOCIATION
D&R = DISCONNECT AND RECONNECT
EST = ESTIMATE
EXT. PRICE = UNIT PRICE MULTIPLIED BY THE QUANTITY
INCL = INCLUDED
MISC = MISCELLANEOUS
NAGS = NATIONAL AUTO GLASS SPECIFICATIONS
NON-ADJ = NON ADJACENT
O/H = OVERHAUL
OP = OPERATION
NO = LINE NUMBER
QTY = QUANTITY
QUAL RECY = QUALITY RECYCLED PART
QUAL REPL = QUALITY REPLACEMENT PART
COMP REPL PARTS = COMPETITIVE REPLACEMENT PARTS
RECOND = RECONDITION
REFN = REFINISH
REPL = REPLACE
R&I = REMOVE AND INSTALL
R&R = REMOVE AND REPLACE
RPR = REPAIR
RT = RIGHT
SECT = SECTION
SUBL = SUBLET
LT = LEFT
W/O = WITHOUT
W/_ = WITH/_
SYMBOLS: # = MANUAL LINE ENTRY
* = OTHER [IE…MOTORS DATABASE INFORMATION WAS CHANGED]
** = DATABASE LINE WITH AFTERMARKET
N = NOTES ATTACHED TO LINE.
OPT OEM = ORIGINAL EQUIPMENT MANUFACTURER PARTS EITHER OPTIONALLY SOURCED OR OTHERWISE PROVIDED WITH SOME UNIQUE PRICING OR DISCOUNT.
NWCPP = NATIONWIDE CRASH PARTS PROGRAM.

OTHER SYMBOLS AND ABBREVIATIONS:
Adj.=Adjacent. Algn.=Align. ALU=Aluminum. A/M=Aftermarket part. Blnd=Blend. BOR=Boron steel.
CAPA=Certified Automotive Parts Association. D&R=Disconnect and Reconnect. HSS=High Strength Steel.
HYD=Hydroformed Steel. Incl.=Included. LKQ=Like Kind and Quality. LT=Left. MAG=Magnesium. Non-Adj.=Non
Adjacent. NSF=NSF International Certified Part. O/H=Overhaul. Qty=Quantity. Refn=Refinish. Repl=Replace.
R&I=Remove and Install. R&R=Remove and Replace. Rpr=Repair. RT=Right. SAS=Sandwiched Steel.
Sect=Section. Subl=Sublet. UHS=Ultra High Strength Steel. N=Note(s) associated with the estimate line.

PDF version of  Symbols and Abbreviations

 

Click the image to open a larger view.

 * Deductible,

Most insurance policies will carry a deductible, the deductible is a fixed amount typically ranging from $250.00 to $500.00, some may be lower but I have seen deductibles as high as $2500.00.

Usually the lower your deductible is the higher your premium will be.

The deductible amount is subtracted from the total cost to repair your vehicle paid by the insurance company.

The vehicle owner is responsible for the deductible and is to be paid to the repair shop once the repairs are completed, some shops may require the deductible be paid when the vehicle is taken in for repairs as the policy usually states
” the policy holder pays the first” $500.00 or whatever your deductible amount is.

* Betterment,

Betterment is typically based on mileage and is applied to parts being replaced that can wear and would need to be replaced at one point or another by the vehicle owner, “normal maintenance”

These items include but are not limited too, battery, tires, brakes, exhaust, suspension parts.

* Related prior damage,

In a Nutshell an example of  related prior damage  would be if due to an accident your front bumper cover would need to be replaced but before the accident you had existing damage on that same part but in a different location, this causes that parts pre-loss value to be less.

The insurance may then make a judgment call and roughly calculate the percentage of the prior damage and pass that cost on to the customer.
Usually restricted to a deduction in the amount of money the insurance will pay towards the “part”, there may be different spins on this subject but you may follow this link to the Illinois Dept. of Insurance and read “part 919”

* unrelated prior damage, UPD

Unrelated prior damage or “UPD” this would be something that was pre-existing such as rust or door dings.
On occasion a situation will arise when you, the customer may feel something that was not repaired because it was deemed unrelated prior damage “UPD” should have been included in the repair estimate.

Ether real or imagined there is a process that must be followed in order to resolve this dispute of additional damage being claimed as part of the loss.  Some people simply do not understand simple mechanics and feel anything they see out of the ordinary should be included in the repairs.

Other people know full well what they are claiming is not part of the loss and are simply trying to get “something for nothing”, here’s the catch.

If you decide to pursue the additional damage claimed to be part of the loss and the damage is of the nature of mechanical or electrical you will be asked to sign a “SampleTeardown Inspection Auth” This form states that you agree to pay any and all costs arising from the tear down & inspection of your vehicle if it is found the additional claimed damage is not loss related.

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